Summertime is upon us, and with that comes a very popular time of the year for folks to marry. Before tying the knot, you both need to take financial inventory–seriously. With student debt at historic highs and people waiting longer to marry, the likelihood of people saying “I do” changes some part of that vow to “Yes, I will accept your debt, too.” Have the talk now; don’t wait.
So let’s start with simply comparing spending habits. DO NOT assume that your spouse shares the same beliefs about spending and saving. Talk about how you feel about cars; retirement accounts; a good cushion for savings; and, of course, the largest purchase you both will ever make--your home.
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