After mortgage rates stayed surprisingly low in 2014, who knows how they will shake out in this new year?
Whatever happens, borrowers who want to refinance or buy a home have the best chance to get the lowest rate by knowing more, not less, about the mortgage game.
These 10 tips can help you navigate the mortgage process in 2015.
PAY LESS MORTGAGE INSURANCE
GET A THOROUGH PREAPPROVAL
MAINTAIN YOUR CREDIT PROFILE
DON’T MOVE MONEY AROUND
PREPARE TO WRITE LETTERS
GET YOUR GIFT EARLY
SELF-EMPLOYED? PLAN AHEAD EVEN MORE
KNOW YOUR REFI MAGIC NUMBER
GET CREATIVE WITH A REVERSE MORTGAGE
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